Author Archive

Automate and Thrive! [Opinion]

There is not enough time in each day.  Believe me, I have tried to squeeze more out of it than there is, and it is just not possible.  In the past, I have tried everything from staying up really late to get more done (or waking up earlier) and these both run me down too fast after a while.  Between work, spending time with the family, personal entertainment, and staying up to date on what is going on in the world around us, we just do not have enough time to do what we need.

I know there has to be a better way to do things, to keep my life organized and be able to thrive as much as I would like with sacrificing things like family and without letting down at work.  My solution to the problem: automate.

Automation is the process of replacing human actions by machines or by other processes that can complete the same tasks more efficiently.  Quick example: my home DVR.  I have to admit, I do not have a lot of patience for commercials when I am watching TV.  You can ask my wife and she would tell you, I would rather flip the channel to something else and try to make it back to my program in time, instead of sitting through the commercials.  Or I will record a show that is going on right now (when we clearly have enough time to watch it) just so I can skip the commercials when I watch it in a half hour.  My automation process to solve my dislike of commercials is to pre-program my DVR to record all the shows that I like and then I can later skip through them and just watch the good parts.  Okay, I know, that was a pretty lame example, but it gets the point across: think about something that you do now that takes up more time that you would like it to, and find a way to do it in less time, but still get the same result.

Some other ideas might be looking at things in your life that you would rather pay someone else to do than you do it yourself.  How about mowing your yard? Personally, I like to mow my yard and I take pride in what I can accomplish in 2-3 hours on a beautiful evening or weekend.  But if you do not enjoy mowing your yard and you are always complaining about it, then automate that task and pay someone else to do it.  As you know from my other financial postings, I have a constant obsession with money and ways to make it, save it, and spend it.  If you do as well, then paying someone to do your yard (or clean your house or wash your car) might not be the best idea, but you have to weigh out what else you could be doing while someone else does your yard and you write a $30 check.  Think about it.

Another idea is to think about how you get your information (news, blog posts, sports scores, etc).  Instead of scouring the Internet or watching really long TV programs, use the power of RSS and programs like Google Reader to help you get all the information in one place.  Using RSS feeds can let you get the information from websites without having to wade through all the other information you do not care about. (by the way, here is a link to our RSS feed, use it if you would like).

Paying bills.  Well, nobody likes to pay bills because it is your money leaving your pocket, but also it takes time to pay the bills and get the money out.  Use automatic bill pay through your bank’s website to pay for things that are the same amounts each month (insurance, mortgage, or car loans for example).

Paying yourself.  Automate a feed of money from your checking to savings account on a recurring basis.  Maybe that is 1 time a month or one time a paycheck, but get some money from your checking to savings to force yourself to save.  Even better, set up automatic deductions from your paycheck to a 401(k) or Roth IRA account to help the money grow more.

These are just some ideas to get you started thinking about what you can do in your life to automate things and save you time.   What ideas do you have to automate things you do or suggestions others could use to help save them time and money?

 

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iGoogle - Organize your homepage [Idea]

Probably the main thing that keeps me organized and sane on a daily basis is my iGoogle page, or portal to the Internet.  Lots of people already use something like this through Google, Yahoo, Microsoft, or even AOL (or others), but I personally prefer iGoogle because of the flexibility and how it ties into other Google products easily. 

What does it do: this lets you put everything in one place when you get online so you do not have to go to multiple sources for information.

How does it do it: again, using the magic of RSS and other web technologies, homepages or “portals” like iGoogle are possible.  RSS information is shared in a standard format that allows other pages to use the content.  Information from a blog, a news website, your email, and more can all be in one place.

How much does it cost: free.  Simple.

What is on my homepage(s): (oh yeah, you can have tabs with multiple home pages to categorize them like work and personal for example) I have just about everything on my homepage, but here are a few things: bookmarks (in case I am not at my own computer and need to get to some bookmarks), Gmail (a quick look at new emails), stock market quotes (up to the minute quotes from Google Finance), Google tasks (quick list of things I need to do), On Organization RSS feed (to check out my blog postings and when they are available on the feed), quote of the day (always fun), tech news (build in feed from Google), Google Reader (shortcut to seeing top feeds in my reader), and weather (again, through Google using Weather Underground).  Just from reading that you can see how it is great to get all the information in one place instead of having to go to all those different websites to see what I want.  When I am ready, I can look at all my emails in Gmail or look at detailed weather.  I will go over to Google Reader to look at all the postings and to Google Finance to get more details on the stock market.

I think that this is such a great product and something that anyone who is online should use.  The “gadgets” you can put on your homepage are endless, and if you are really creative, you can even create your own.

Do you use iGoogle or something like it?  Share your story for others to read.

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iGoogle homepage [Google.com]

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Setting Goals In A Bad Economy [Idea]

This article has a few key ideas related to organizing your financial situation, especially in a bad economy.  Sure, you have started to save more money, but what do you do with it to make sure it is there to help you when you need it.  Here are a few suggestions from the article:

  • Establish a $1000 emergency fund.
  • Pay off credit card debt.
  • Fully fund a Roth IRA each year.
  • Save for major expenses: house, marriage, car, etc. 
  • These are some great suggestions and the main idea of this article is to make you think of what are you saving for, where are you putting the money, and if you need it, how can you determine how much you can safely use.

    What things do you do to keep some money safe in hard times?  Leave a comment and let us know.

    Also, if you like this article, please share it.  Here is a link to RT on Twitter.

    Original article: Setting Goals in a Bad Economy [Lifehacker.com]

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    Beyond The Kitchen Table: Sorting Finances Online [Financial]

    I heard a great story on NPR last night during “All Tech Considered” talking about using online resources to keep track of your finances and generally organizing your money.  I always like the “All Tech Considered” pieces that Omar Gallaga does because he does an excellent job of explaining things well.

    Yesterday he talked about websites like Mint.com and SmartyPig.com as online resources for your money.

    Click the link below to read the story and take 7 minutes or so to listen to the piece, it is really good: 

    Beyond The Kitchen Table: Sorting Finances Online [NPR.org]

     

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    GTD For Creative People [Opinion]

    Some people think that GTD is the best system out there to get yourself organized, and some other people think that it is not the best system for creative people.  PaulGardner.info offers some ideas why GTD IS for creative people.  Here is the list:

    1. It’s a flexible methodology only and is open to creative implementation;
    2. It has the ability to be implemented very simply;
    3. Creative people often have non-creative parts of their life or job that need doing;
    4. Creativity can be stifled by worry about undone things;
    5. GTD opens up more time to be devoted to creative interests;
    6. GTD helps you focus on “short bursts” of creative activity;
    7. GTD helps you formulate a “To Not Do” list; and
    8. GTD helps you focus on what’s really important to you.

    Speaking of organization tactics for creative people, I really suggest this book “Organizing for the Creative Person“, it is great.

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    8 Reasons GTD is for Creative People Too[PaulGardner.info]

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    10 Tools For Sticking To Goals [Lifehacker]

    Lets face it, sticking to goals is hard in general.  The article linked below was written about New Years Resolutions, but really, any goal is hard to stick with.  If your goal is to “clean my house” or “mow the yard” or even “do research to start a new diet”, there will always be things getting in the way of your progress.  Here are the top 10 quick tips to help you get the right start to accomplishing your goals:

    10. Schedule your goals inside your high-energy times - this is pretty straight-forward

    9. Make them S.M.A.R.T. - example of S.M.A.R.T. goal setting for exercise: Specific (”Run 2 miles, three times a week”); Measurable (”Improve my mile times by 25%”); Achievable (Avoid pie-in-the-sky goals that you can’t expect to achieve.); Realistic (Give yourself the time necessary to achieve the goal. Don’t expect overnight success.) Timely (Have a real deadline with progress check-ups; get your first 5K under your belt by Sept. 1, instead of “Run a long race this year”).

    8. Mint.com for all your money resolutions - this is a good suggestion to just keep track of money goals altogether. We have a few articles that might help you with that as well: Financial Category

    7. Channel your Inner Seinfeld—Don’t break the chain - start a process from day to do and keep track of your progress (like a chain of paperclips).  After a while, it will start to be more and more important to you to not break the chain, and it becomes a ritual.

     6. Track them all at once with Joe’s Goals - use a simple website like Joe’s Goals to track your goals.  Tracking progress is key.

    5. Keep your reminders/motivators away from your computer - this is a trick to just keep you away from your computer, especially if the goal has something to do with exercise or cleaning.  Once you sit at your computer to keep track of the goals, you will be doing a million other things instead of working on it.

    4. Remember the Milk - another great online task manager, Remember The Milk

    3. Be a dweeb and write them down - put notes in your daily planner, track things on paper, review your progress

    2. Advanced calendar tweaking - learn and use some advanced features in the calendars you already use like Outlook or Google Calendar

    1. Remember Ryan Adams’ creed—It’s just a simple task today - start working on your small goals today.  Keep up with them and they will not become long difficult things to work on.  I mean, if you are planning for a marathon, you only need to run 2-3 miles today, and that is not too far.  Just go do it.

    Please share this if you liked the article.  Here is a shortcut to post to Twitter.

    I hope you enjoy these suggestions.  Follow the link below to read the entire original article.

    Top 10 Tools for Sticking to Your Goals[lifehacker.com]

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    Huggable Hangers AND tips on an organized closet

    Here is an excellent article from one of our bloggers Liz Jenkins about some great closet organizational products she bought.  Here are some reasons she likes the Huggable Hangers:

  • They save an amazing amount of space in the closet
  • They hold things on to them like lightweight sweaters and tanks by kind of gripping them
  • They look really good on the rods
  • They come in lots of colors - mine are brown which look lovely but you could mix and match by season or type of clothing if you so chose
  •  

    Please share the article if you like it.  Here is a way to quickly re-Tweet it 

     

    Check our her site and read the rest of the article

    Huggable Hangers AND tips on an organized closet  [afreshspace.com]

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    3 Tips To Help You Reduce Stress [Opinion]

    Chaos and clutter raises your stress level by creating anxiety and overwhelm.

    3 Tips to Help Reduce Stress

    1. Put yourself on your calendar. Get a massage, go for a walk, do 15 minutes of yoga or meditate.
    2. Ask for help; you don’t have to do it all yourself.
    3. Decided on a plan to reduce chaos & clutter. Keep it simple & do one thing each day toward your goal.

    Reducing clutter increases self-confidence.

    If you enjoyed this, please share it.  How about on Twitter?

    These and other great ideas from Blazer’s Organizing Solutions

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    Welcome our new blogger - Liz Jenkins of “a fresh space”

    Liz has done me a great favor to help share some of her organization ideas.  Here is a short bio:

    Organizing and Home Staging long before I even knew they were actual professions, it took me way too long to figure out what I love to do. I’m a former teacher, active business owner, house flipper and over-achieving volunteer and charity board member who realized that what all of these things had in common was the ability to coordinate, organize and accessorize in order to make them successful. That’s what I do for my clients, and that’s what this blog is all about . . . to share what I know and hope it makes even the smallest bit of difference in someone’s life. Sometimes that’s all it takes. Visit Liz’s website or view her blog.

    You can read more about Liz on our Contributors page or see all her articles posted through On Organization here

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    Two Goals At A Time [Idea]

    Here is a very simple website that lets you keep track of just two goals at a time.  The simplicity helps you to focus on just two really important tasks at a time.  As the website author says:

    1. Set your goals.
    2. Accomplish your goals.
    3. Repeat.

     If you like this idea, please share this post.  Click here to post it on Twitter

    Two Goals [TwoGoals.com]

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